Please enjoy our list of legal stuff:
- Your privacy is super important to us. Your information will never be offered to a third party. We also don’t store any info about your visit to our blog except to analyze the optimization of our content for your reading experience through the use of cookies, web beacons, etc.
- We respect your inbox, so we email sparingly. Like a happy hour recap once/month and maybe a special email if there’s anything extra cool going on.
- This site contains affiliate links. This means we will receive a commission to help keep our site going if you use the links in our site to purchase a product from a third party. If you are uncomfortable using our links for any reason, please just use a search engine to find the website for the product or service you’re interested in.
- We hope you have a great experience with any third party we recommend (cause we sure did!), but we can’t be responsible for any third party’s service in individual cases. But if you ever have a bad experience with a company or product we linked to, please let us know so we can look into it and make sure we want to be recommending them!
- We’re not certified financial planners, certified public accountants, financial advisors, registered securities reps, or attorneys. We’re offering information for educational purposes only, based on our personal observations and experiences. You should check with an actual certified professional before taking action.
- We can’t be responsible for your financial results, even those based on the information presented on this site. You are responsible for your savings and investing decisions. We always recommend that readers do their own independent research and consult with certified professionals.
- There will be necessary omissions on this site. The whole point of this site is to present relevant information clearly. We have to omit a bunch of the situationally-specific details to provide clean, understandable info.
- We might make mistakes. As much as we try to be 100% accurate 100% of the time, mistakes can happen. If you think we’ve made a mistake, please let us know so we can look into it!
Thanks for reading!
Privacy Policy
Who we are
I’m Michelle Clardie, founder and front-woman for Savings and Sangria.
Our website address is: https://www.savingsandsangria.com.
What personal data we collect and why we collect it
Comments
When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Contact forms
If you contact us through a contact form, the information entered on the form is saved so we can receive your message and respond.
Cookies
If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
Analytics and embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracing your interaction with the embedded content if you have an account and are logged in to that website.
Who we share your data with
Your data is never shared or sold.
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users that register on this website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.
What rights you have over your data
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Where we send your data
Visitor comments may be checked through an automated spam detection service.
Your contact information
Your contact information is never shared or sold.
How we protect your data
Your data is never shared or sold.
What third parties we receive data from
I don’t receive data from third parties.
